{"id":1506,"date":"2023-01-06T08:33:00","date_gmt":"2023-01-06T08:33:00","guid":{"rendered":"http:\/\/lexysadvocaten.ontwikkelsite.com\/?p=1506"},"modified":"2023-01-06T08:33:00","modified_gmt":"2023-01-06T08:33:00","slug":"legal-interest-rate-increased-to-4","status":"publish","type":"post","link":"https:\/\/lexysadvocaten.nl\/en\/legal-interest-rate-increased-to-4\/","title":{"rendered":"Statutory interest rate increased to 4%\u00a0"},"content":{"rendered":"<h1 class=\"p1\"><b>Statutory interest rate increased to 4%<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/h1>\n<p class=\"p1\">Effective Jan. 1, 2023, the <a href=\"https:\/\/lexysadvocaten.nl\/en\/jurisdictions\/collection-attachment-and-execution\/legal-interest-and-contractual-interest-in-monetary-claims\/\"><span class=\"s1\">legal interest<\/span><\/a> increased to 4%. That is at <a href=\"https:\/\/zoek.officielebekendmakingen.nl\/stb-2022-520.pdf\" target=\"_blank\" rel=\"noopener\">Royal decree<\/a> disclosed. Although the statutory rate can be adjusted every six months, this is the first change in the interest rate since 2015, when the former rate was set at 2%.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<h2 class=\"p1\"><b>Determining legal interest<\/b><\/h2>\n<p class=\"p1\">In setting the legal interest rate, a connection is made with the European Central Bank's refinancing rate as in effect at the end of April and the end of October each year. That interest rate is then increased by a surcharge of 2.25 percentage points and then rounded up. Furthermore, the change in the interest rate cannot exceed 2 percentage points. This is done to prevent excessive changes in the interest rate.<\/p>\n<h2 class=\"p1\"><b>When does statutory interest apply?<\/b><\/h2>\n<p class=\"p1\">Statutory interest does not always apply. Sometimes the statutory <a href=\"https:\/\/lexysadvocaten.nl\/en\/apply-statutory-commercial-interest\/\"><span class=\"s1\">commercial interest<\/span><\/a> can be counted on a <a href=\"https:\/\/lexysadvocaten.nl\/en\/jurisdictions\/contract-law\/borrow-money-or-lend-money-always-make-sure-you-have-a-contract\/\">monetary claim<\/a>, whether the <a href=\"https:\/\/lexysadvocaten.nl\/en\/jurisdictions\/collection-attachment-and-execution\/legal-interest-and-contractual-interest-in-monetary-claims\/\"><span class=\"s1\">contractual interest<\/span><\/a>. Which interest rate applies can be read in <a href=\"https:\/\/lexysadvocaten.nl\/en\/jurisdictions\/collection-attachment-and-execution\/legal-interest-and-contractual-interest-in-monetary-claims\/\"><span class=\"s1\">this item<\/span><\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Statutory interest rate increased to 4% Effective January 1, 2023, the statutory interest rate was increased to 4%. This was announced by royal decree. Although the statutory interest rate can be adjusted every six months, this is the first change in the interest rate since 2015, when the former rate was set at 2%.  Setting statutory interest rate...<\/p>","protected":false},"author":4,"featured_media":2161,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15,20,14],"tags":[],"class_list":["post-1506","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-contractenrecht","category-incasso","category-incasso-proces-executie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wettelijke rente verhoogd naar 4%\u00a0 - Lexys advocaten<\/title>\n<meta name=\"description\" content=\"De wettelijke rente is recent verhoogd. Dat is voor het eerst sinds 2015. 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