Jurisdiction
If you have a dispute with your legal expenses insurance, then in many cases you can get a second opinion. This is possible, for example, if you disagree with the proposed approach, but also if the insurer believes that the case has too little chance of success and therefore there is no coverage under the policy. In that case, the dispute settlement can be invoked. The entire file is then forwarded to a lawyer of your choice, who then gives a binding opinion on the feasibility of the case. If you are proven right, you may then file a choose another lawyer the handles the matter further for you.
So it may pay to get a second opinion. It is important to note, however, that you are usually bound by that second opinion. If it is negative, you can proceed with the case, but the insurer will not reimburse the costs. It is also important to know that the lawyer who writes the second opinion is not allowed to handle the substance of the case. This makes sense: the opinion must be completely independent. And it is not if the lawyer has an interest in the outcome.
So getting a second opinion may be advisable if you want to be sure that the approach to your case is the right one. The attorneys at Lexys Lawyers have years of experience writing second opinions for insurers and insureds who are in dispute with each other. Visit contact at to find out what Lexys can do for you.
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